Pet insurance is a vital service for pet owners travelling. In this article, we will discuss why it’s important to have pet insurance, what services each company offers, and how much you’ll typically pay for a policy.
What is Pet Insurance?
Pet insurance can provide financial protection for your pet in the event of an accident or illness while you are travelling. Coverage can vary, but typically includes costs for emergency veterinary care, boarding, and/or medication. To be eligible for coverage, your pet must be registered with a national pet insurance company and meet certain other requirements, such as being older than 6 months and having a current rabies vaccination. Make sure you read the policy details carefully to see what is included in the coverage.
If you are travelling with your pet, it’s important to understand the restrictions that may apply to each airline’s Pet travel policy. Some airlines allow only dogs in the cabin; others only cats. Some airlines allow both dogs and cats in the cabin, but charge an extra fee; other airlines do not allow any pets at all. Check with your airline before you travel to find out what is allowed on your flight. Some pet insurance policies also cover lost or stolen animals while you are away from home, so make sure to ask about this coverage when you purchase your policy.
How to Get a Quote
Be sure to research pet insurance policies before you leave. You should know the basics of what each policy covers and what exclusions may apply. Ask about coverage limits and what might be excluded from coverage, such as boarding fees or damage done by other guests in your hotel room.
It’s also a good idea to print out the policy details so you have them handy when talking to the insurance company representative. Finally, make sure to keep all documentation related to your trip from your original quote to any Pet Records paperwork in case you need it for claims purposes.
What are the Benefits of Having Pet Insurance?
There are a number of benefits to having pet insurance when travelling. It can help cover some of the costs of unexpected vet bills or accidents that occur while your pet is away with you. It can provide financial protection if your pet is lost or stolen while you’re away. And it can help cover any boarding and care costs if your pet needs to stay in a kennel or other facility while you’re away.
The Disadvantages of Pet Insurance
You need to know that pets have their own set of needs that must be taken into account. But what about when something unexpected happens? That’s where pet insurance comes in.
Here are the four main disadvantages of pet insurance:
- It is expensive. A basic policy will cost you anywhere from $30 to $100 a year, and premiums can go up depending on the coverage you need.
- It may not cover all your expenses. Coverage typically excludes things like veterinary bills and boarding fees, so be sure to ask about specific exclusions before signing up.
- You may not be covered if your pet is sick or injured while you’re away. Many policies only cover pets who are physically present with their owners at all times – so if your pet contracts a disease or gets hurt while you’re out of town, they may not be able to get help.
- It can take weeks or even months for a claim to be processed. If something goes wrong with your pet while you’re away, it can be frustrating trying to get reimbursement for expenses already incurred.
Is it Worth It to Buy Pet Insurance for Traveling?
Pet travel insurance is typically specific to pets and covers only medical expenses and transportation costs. Some policies provide coverage for lost or stolen pets while others may include coverage for accidents while travelling. You should also consider whether your pet needs rabies shots if you’re going to be away from home for an extended period of time. A policy can be expensive, but it’s important to compare rates before making a decision.
Travelling with your pet can be a lot of fun, but it can also present some unique challenges. That’s why it’s important to have good pet insurance in place before you go. Not only will it help to cover any unexpected costs that might crop up while you’re away, but it will also give your pet the peace of mind that they are fully covered should something happen while you’re on vacation. Make sure to read our recommended policies and compare them to see which one is best for you and your furry friend.